Motor vehicle accidents in New York can be overwhelming, but specific laws and procedures apply if you’re injured.
Under New York law, all drivers must carry minimum liability insurance coverage, which provides compensation for property damage, medical expenses, and other losses in the event of an accident. If you are involved in a motor vehicle accident, you should exchange insurance and contact information with the other driver and report the accident to the police.
New York is a “no-fault” insurance state, which means that regardless of who was at fault for the accident, your insurance company is responsible for covering your medical expenses and lost wages. However, if your injuries meet specific criteria, you may be able to pursue a personal injury claim against the at-fault driver to seek additional compensation for damages such as pain and suffering, emotional distress, and loss of future earning capacity.
It is essential to seek medical attention as soon as possible after a motor vehicle accident, even if you feel fine. Some injuries, such as whiplash and internal bleeding, may not be immediately apparent but can become more severe if left untreated. It is also important to contact an experienced personal injury attorney who can help you navigate the legal process and work to ensure that you receive the compensation you deserve for your injuries and losses.